Playing for Diamonds

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We’re playing football.

I’m using the Royal We because it’s a whole family commitment. Practice most nights, games all over So Cal on Saturdays, in stadiums where somebody thought it was a good idea to put aluminum bleachers. Last week it was 105 degrees. Aluminum bleachers.

I have lots of mama friends who think we are crazy to let our 8 year play tackle football. Heck, I used to be one of them.

Although one of those mama friends only has daughters, and if she and her husband had a son, he’d be the size of Gabriel, so who knows what decision they would make. I won’t name any names but she writes on this blog with me.

And another mama friend, who is related to me and lives internationally, told me she thought I was nuts to let him play but in the next breath admitted her son starts his first season of ice hockey this year.

Right. There but for the grace of God and all that good stuff.

Here we are, proud-ish Patriots. Ish because as Bills and Jets fans, Shea and I can’t get totally on board with the Pats. Even the 8 year old version.

In fact, here’s a funny story. (Stranded at JFK) Amy’s husband, Dave is a BIG TIME Chargers fan. Season ticket holders from waaaaay back.

One night we had dinner at their house and Gabe brought his Patriots helmet over to show Dave. After dinner the kids were making a huge racket upstairs, so Shea went to check it out. He came back and said to Dave and Amy “Well, your daughter is riding my son like a bucking Bronco, wearing his Patriots helmet.”

Dave’s eyebrows crashed together. “Are you kidding me?! She’s wearing a Patriots helmet????”

Priorities.

By far the most difficult part of football for me has been the whole football mom thing. Currently, half the veteran moms on our team are not speaking or even looking at the other half. No one really knows what happened, but the sides formed up pretty quickly. I sit in the middle with the other new moms and just smile at everyone.

AYSO, it’s not.

Then there’s the fact that I am a football brat, born and raised, from a long line of season ticket holders and folks who think that if they yell loud enough at the TV, the coaches or refs will hear them. Plus I have some experience with the whole competition thing.

So I am torn every single practice and game between Grizzly Bear and Mama Bear.

The thrill of the clash of the helmets (which is bad, I know and we are a head’s up league but there’s still something about that sound…)

The fear when someone doesn’t get up from a play.

The almost over-powering urge to scream “F*CK YEAH!” when my son sacks the quarterback.

The anger when one of the coaches tells him to get up and stop being such a whiner.

The fierce pride of watching him go back to the line and do it again.

Saturday, we played a team that won the national championship three years ago. They are some of the best 8 and 9 year olds in the nation. They have creamed everyone so far, and we were next to go. Gabe lined up against a kid who was five inches taller and at least 50 lbs heavier than he was. Lined up against him a lot, since our offense didn’t spend much time on the field.

We lost. Big.

But not as big as everyone else.

It wasn’t until we were in the parking lot that Gabe showed me his arms. Scratches and cuts everywhere. “He held me almost every time, Mom” he told me, tears welling up in his eyes. “He had long fingernails and he dug them into my skin. It hurt sooo bad.”  And then the sobs came, thirty hard seconds where all the frustration and stress of having to face that kid over and over finally got to him.

Mama Bear was all over that.

She got there in front of Grizzly Bear only because Grizzly paused for a second to consider whether there were enough Patriot dads around to back her up if she told that kid’s dad and uncles exactly what she thought about his fingernails.

It’s ok. Gabe learned a lesson, and it was not that he needs to grow out his fingernails.

It was that if other kids choose to play a bit outside the rules and spirit of the game, he has little control over it. There will always be cheaters. All he can do is what he did today, get back in there and try again.

And I have to let him, first of all because he wants to. He loves football. But also because these are the kinds of life experiences that grow kids into adults, the kind of adults who face adversity with determination and manage their fear with action.

No pressure, no diamonds.

What To Do When You Don’t Know What To Do ~ Dana

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A good friend of mine texted me last week to me know that her father passed away. He had been sick for a long time and over the course of his illness, she and I had many conversations about this process of losing a parent to cancer. When I told another friend the news, she said to me, “Oh, she’s lucky to have you. You must have known just what to say.” But the truth is, I didn’t. I don’t.

Having lost my father just over a year ago, I definitely know what NOT to say. I’ll give you the top three: 1. “Don’t worry. It gets better with time.” Here’s the thing: no it doesn’t. I’ll never have a daddy again. There is nothing better about that. Ever. It felt so dismissive when people told me this, as if in just 6 months I would just be over it all. 2. “I know exactly how you feel.” I understand the sentiment behind this one, but truthfully, no one knows exactly how you feel. Everyone’s relationship with their father is very different. Some people are close with their father, some aren’t. Some carry around anger and resentment. Some have tremendous guilt or regrets. I know how I feel, but that doesn’t mean that any one else feels the same way. 3. “Just be happy that you have your daughters.” This one bugs me because it ignores the gray areas in life. The happiness that I have in my daughters is unrelated to the sadness that I still feel about losing my dad. Absolute joy and gut-wrenching grief CAN actually exist together, thank goodness.

But what TO say, then? I don’t know what to say to my sweet friend because I know that there was nothing that anyone could have said to comfort me. Every sentence I thought of saying to her seemed so empty and superficial compared to the hurt that I could hear in her voice. So I hugged her, and told her how sorry I was. And I meant it.

Then I did for her what so many did for me and my family when we were in the midst of hospice and funeral planning: I brought food. During those horrible days, I cannot even remember who brought what, but our friends descended on my parents’ house, bringing homemade cookies, BBQ’ed chicken and hamburgers, chicken salad from Costco, croissants… it was a cornucopia of goodness that made our lives so much easier. There was so much to be done, especially when we brought my dad home, that we absolutely did not have time to cook, and there were only so many meals that we could stomach from the local fast food joint. I remember just crying after one of my mom’s friends from church literally brought us boxes of food. Their gifts of food nourished our bodies and our souls. It was just one less thing that we had to worry about.

The recipe I made for her is a simple, but delicious pasta dish that travels well and can just be microwaved or heated on the stove. I threw in a green salad, some Italian bread from a local bakery, and a bottle of wine, packed it all up in a Trader Joe’s bag, and sat with her in her father’s house. I’m including the recipe here. It’s a staple in our home, especially in the fall and winter. Try it for your family, and try it for a friend in need. Win-win.

Pasta e Fagioli

Ingredients:

3 Tbsp olive oil
1 onion, quartered, then halved
2 cloves garlic, minced
1 15 oz can tomato sauce
1 15 oz can diced tomatoes
2 cups water
3 ½ cups chicken stock – 2 14 oz cans or homemade (click here for our recipe)
1 Tbsp dried parsley
1 ½ tsp dried basil
1 ½ tsp dried oregano
1 tsp salt
1 15 oz can cannelloni beans (or white beans)
1 15 oz can garbanzo beans
½ cup fresh grated Parmesan cheese (plus more for garnish)
½ lb ditalini pasta (or elbow macaroni, cellentani, or other curved pasta)

Directions:

1. In a large pot over medium heat, cook onion in olive oil until translucent. Stir in garlic and cook until tender. Reduce heat, and stir in tomato sauce, diced tomatoes, water, broth, parsley, basil, oregano, salt, beans, and Parmesan. Simmer 40 minutes.

2. Add pasta and continue to simmer for 20 minutes.

3. Serve with extra Parmesan for garnish.

Shorting

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I want to tell you a story about how we tried to do the right thing and were told it wasn’t possible.

We moved into our California home ten years ago this Halloween. For eight of those years, we have been upside down.

For a while, in 2009 and 2010, we were more than $200,000 upside down.

The money we spent on the house—every paint job, every built-in, the house fan—we could have just set it on fire and gotten the same return. But those upgrades were not about making money. They were about making the house a home.

In March, when we knew our move to Oregon was a go, the comps in our area had the house selling at about what we owed. But through the spring and into early summer, the market slumped. When we put it on the market next week, it will be listed $20,000 below what we owe on it.

A short sale, but we did our due diligence.

We would lose $600 a month to rent the home.

If we took out an unsecured personal loan to cover the difference with our secondary lender, they were happy to let us have it at 10.25% over 60 months, approximately $1100 a month.

Armed with market comps, the letter from my husband’s company stating that we were being moved and the net sheet from our realtor, I tried to negotiate.

“David, this is clearly a hardship for us” I told the nice young man representing our secondary lender. “We cannot keep the house. And that personal loan puts our family in an insecure financial position. Can we think outside the box? The home we purchased in Oregon already has equity. Can we bridge the old loan to the new property to keep the interest rate low and the term longer?”

No.

“Ok, can we extend the term of the unsecured loan to lower the payment to something we can handle?”

No.

“Ok. Is there anything else you can think of that we can do to honor this obligation? I am willing to do it several different ways. But you guys have to be willing to let me.”

Ma’am, I’ve been doing this a long time. Just short sell the house. It’s better that way.

Before I hung up, I made sure to request that he document our conversation in the file. Then I called our realtor and told her “We have to short it.”

Since then I’ve been thinking about the morality of this whole thing.

The only way to understand the bottom line is to look at the numbers, so in the interest of blowing your mind, I am going to disclose the actual numbers of our loans. (Keep in mind these are Southern California numbers, so they may look stupidly high to some of you elsewhere. But we bought a lower middle of the road priced home in a less desirable part of So Cal on a teacher’s and an insurance adjustor’s income in 2005.)

We paid $383,000 for the house. We put down 5% so the actual amount we financed was roughly $360,000, in two loans we affectionately call “the big one” and “the little one”.

Over the last ten years, we have paid $218,160 in monthly payments towards the big one, and $56,160 towards the little one.

We still owe $315,000.

If we sell the house at $294,000 and the lenders split the price along the same percentage as the original loan structure, the owner of the big one will get another $235,000 while the owner of the little one will get $58,800.

Bringing the grand totals of money repaid to $453,360 for the big one and $114,960 for the little one.

This will get reported as a default on my otherwise pristine credit and stay there for seven years.

I just put some dirty laundry out there, but I don’t think it’s my dirty laundry, I think it belongs to the banking industry. In the process of our due diligence, we found out that our big loan, while serviced by a national bank, is actually owned by a group of investors.

Why would investors buy loans? Insurance.

It happened to our neighbors. Their loan was purchased by a group of private investors about a year before the ten year adjustable loan was set to adjust. For six months, my friend tried to work something out with the bank to avoid the $700 a month adjustment. HARP was useless since the loan was not backed by Freddie Mac or Fannie Mae. The investors refused to deal with her or even reveal who they were. Instead, they forced her into foreclosure, because it profited them to do so. She defaulted and they collected the insurance.

After everything they—the banks, Wall Street, investors, Congress—did to this country and the middle class in the late 2000s, this is still legal.

So what I want to feel, and say, is “Screw ‘em. We should have walked away years ago, when it would have cost them something.”

But I know that would make me as soulless as they are.

Instead, we’ll short the house and they’ll collect the insurance money and report us out as rats to the credit bureaus. We have our ducks in a row for the next seven years, because we knew this was a possibility. I’m not going to wear it on my chest like a scarlet letter because I know I did everything I could in this situation to honor my obligation in a way that protected me and the lenders.

That they did not return the consideration is Someone else’s problem now.

 

 

 

 

 

 

 

 

In Honor of the Struggle ~ Dana

Feeding our babies looks different for lots of different mamas. To close out August, Breastfeeding Awareness Month, I’d like to share my story with you.

My first daughter, Mazie, was born in January 2011 and nursing came extremely easy for both of us, even though she had a traumatic birth. From the moment she came out, though, she suffered from colic. The only, and I mean only, thing that would calm her down for the first 5 months of her life was nursing. So, she and I sat up in our house for hours every day, nursing. And she grew. By her 3-month appointment, Mazie was in the 97th percentile for height and weight. She was huge! And she had those great baby rolls on her legs. Her belly protruded out and she had a quadruple chin. And I was proud… not only of her, but of myself, too. I grew this baby in my stomach, and now I was nourishing her into being a 6’4” volleyball player (someday).

I nursed her everywhere, too. No one ever asked me to cover up or leave. Maybe it was the look on my face that just dared them to say something… because I was prepared to get big and loud. Instead, people complimented me. They encouraged me to keep up the good work. Friends, family, and even strangers commented that Mazie was growing so big because, “she’s a breast-fed baby,” and so healthy because, “mother’s milk is best.” And my heart soared.

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Mazie nursed until she was 18 months old. And truthfully, I think she would have nursed for longer, but I was 6 months pregnant with Violet at the time and Mazie didn’t fit on my lap anymore.

Violet was born in November 2012. And unfortunately, the first year of her life will always be wrapped up with the last 6 months of my father’s life. Less than two weeks before Violet was born, my dad went into the emergency room for the first time, suffering complications from his chemotherapy. He had gotten down to about 140 lbs and the chemo wasn’t working. As his treatments got stronger and he got weaker, the cancer grew.

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Dad and Violet, April 2013

 Those of you who have experienced the loss of a parent know the sense of desperation that comes as you watch that parent slip away slowly, day by day. It was such a strange time because the emotions in my heart couldn’t have been more opposite. I had a brand new, perfect, wonderful little baby, and I was watching my father die. While I tried to keep those emotions separate, at Violet’s 3-month appointment, her pediatrician labeled her as “failure to thrive.” Failure.

Despite my best efforts to compartmentalize my emotions and to still feel the joy of a new baby, the grief and fear of losing my father were taking their toll. My milk supply began to dwindle. I was failing my baby. I drank Mother’s Milk tea. I loaded up on milk production supplements. I read up on old wives’ tales, drank a Guinness a day, tried to pump… all to no avail.

Now before you jump to my defense, let me assure you that my intellectual, rational mind knows that this wasn’t my “fault.” I know that sometimes, life happens. But as I looked at her skinny little legs, her scrawny arms, her petite stature, my emotional mind thought that I should have been stronger. I wanted desperately to nurse her back to healthy. But as time passed, and her weekly weigh-ins continued to show no weight gain, I had to face the fact that I needed to supplement, then ultimately replace her nursing with formula.

In May, the day before her 6-month birthday, my dad died. And two weeks later, I had my final nursing session with my sweet baby. She began to eat solid food. And she drank only formula.

Because I had gotten so much support from others nursing Mazie, whenever I bottle-fed Violet in public, I felt so ashamed. If people were so proud of me for breastfeeding, would they think less of me for feeding my baby formula? I hated putting that powder in her bottle and shaking it up with water. I found myself explaining to people, complete strangers, that I wanted to nurse her, but I had lost my milk in my grief. In that time, I lost so much.

But time kept right on going, just like it always does. I had to learn what our new lives looked like. There were days that I thought of the part in Sleepless in Seattle where Sam tells Dr. Marsha Fieldstone, “Well, I’m gonna get out of bed every morning… breathe in and out all day long. Then, after a while I won’t have to remind myself to get out of bed every morning and breathe in and out…” There were many times that I forgot to take formula and bottles with us when we left the house and I had to make a quick Target detour en route to wherever we were headed. There were (and still are) times when I wished I could just nurse Violet to calm her down. And there were times that I was grateful that I could just hand her a bottle in her stroller and let her fall asleep. But no matter my feelings of guilt or frustration, I continued to do what most of us do… I did the best that I could for my baby.

Although my story might differ from some of yours, I’m writing it to let other mamas who struggle with nursing know that you are not alone. I’m writing to tell you that people might be judging you for putting that powder in the bottle. But YOU know that you’re doing the best thing for your baby. Stand strong in that, as I have learned to do. I’m writing to tell you that even though you feel like a failure, you aren’t. Maybe I’m writing to tell myself that, too. Because I so desperately want to STILL be nursing Violet right this very moment. It is such a magical bond that I feel like I missed out on with her. It’s almost enough to make me want to have another baby. Almost.

I’m also writing to tell you (and me) that Violet is perfect, with or without nursing. On her first birthday, our pediatrician took her measurements, hugged me, and said, “Our girl is thriving!” And I cried. Really hard. And she still thrives. She is quite the opposite of her sister in nearly every way. She is small; at 22 months, she still fits into some 12-month skirts and dresses. She is dark; I often joke with people that she is a little fairy changeling, or, if you’ve read the Mists of Avalon, she’s of the Old Blood and maybe will be come Lady of the Lake someday. She is loud; if she is unhappy about something, she will let you know, and she’s not kidding. But just like her sister, she doesn’t look at me as a failure. She just sees her mama who loves her. She holds my hand and plays with my hair, and when she is sleepy or hurt or sometimes just standing in the living room, she says, “I need you, Mommy.”

And that, mamas, is not a failure.

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My sweet little fairy

We found one! ~ Jen

Our new entryway!
Our new entryway!

I do not believe in the jinx, but Shea does, so I couldn’t update the house-hunting story until escrow closed. And it just did so, woohoo! We have a house!

The house-hunting trip to Oregon in July was grueling.

It was the hottest week of the year, over 100 degrees each day. The sun goes down later up there, so the heat lasted strong into the 7 pm hour. And it was humid, that nasty humid where by all rights it should rain and provide blessed relief for twenty minutes. But it didn’t. Not once.

We usually stay in a two bedroom hotel suite with a kitchen and free breakfast buffet and dinner/slash happy hour. This time we stayed in a lovely, local hotel, in a regular hotel room, and a continental breakfast. All five of us.

The first day we looked at 8 homes, including our top five. My dreams of downsizing crashed into the reality of small square footage. I know my parents’ generation all grew up in 1200 square foot saltboxes, and bully for them, but I just can’t do it. I need to be able to close the bathroom door without straddling the toilet.

The really big and top of our price range homes were a conundrum. Not one of them was turn-key. And not one of them had one of two things that we required: a guest room and/or a shower on the main floor. So you can take your 3700 square foot French Country re-imagined floorplan and stuff it.

One house was so big that I panicked. It was normal on the main floor, but the basement was big enough to create a mother-in-law suite and a two bedroom rental unit. And the place was crammed with stuff. Leading me to wonder if it’s true that we grow into our homes, accumulating things we don’t need just because we can.

Which came first, the hoarder, or the giant house with all the empty space just begging to be filled?

Other homes were poorly located for a family with small kids: the corner of a busy highway, at the top of a driveway so steep I had to climb the steps like a ladder, tucked away on the side of the mountain with barely a neighbor in sight.

By the end of day 1, we were discouraged. None of the homes spoke to us or the kids, even the three with pools.

The next morning, we stopped by a new construction home that was not quite finished. It was lovely, on 1/3 of an acre. The builder toured us through the home, filling in the missing details, while the guy installing the floor showed Gabe and Kate how to use a nail gun. The backyard was huge, with a stream on one side and a view of the valley. This house moved into the #1 spot, which it held for ten full minutes.

Around the corner and up the street was a home I had been watching for months.  Also new construction, at first it had been too expensive and then when the price finally fell into our range, it sold.

Two days before we flew up, it fell out of escrow.

Boom, baby. New construction and two story, but Oregon style—main floor and then daylight basement. Two bedrooms up and two down, which means the kids will be contained to their own floor, complete with a kitchenette and full bath. We all loved it.

The backyard is not landscaped, which I swore I would never do again. I am not looking forward to baby trees and coaxing grass to grow, now that I know Southern Oregon does a fair impression of the Inland Empire in the months of July and August. It’s going to be a long five years waiting for those trees to throw shade.

But we are close to a park, up on the hill where the breeze blows cooler in the summer, and ten minutes from school. It’s not small and short, it’s not old and moldy and it’s not haunted.

Plus, the perfect house is not out there. It doesn’t exist. But there are plenty of houses that are enough.

What makes a house a perfect home is the family who lives in it.

I hope this house is ready for us!

Our view of the valley!
Our view of the valley!